We had to file a claim a while back (different issue). State Farm told us at the time that there was a dollar threshold for payout, under which there would be no increase in premiums. The amount to fix the car was about $200 over that threshold, which would have increased the premiums by about $100 per year so we worked out a deal with the repair facility to split the bill into two parts and we paid the overage out of pocket. You might want to check with your company.
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2018 Coachmen Crossfit/Beyond
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