Another "it depends" answer re: built-in surge protection.
Take the 2012 190P for example. 120v 30A AC in from campground power goes to the "generator or grid" transfer switch first then to the AC panel second. (2012 190P Owner manual electrical schematic page E-9)
http://www.roadtrek.com/download/1564&file_id=1562
Then on to the breakers (page E-6):
Breaker A: main 30 amp breaker (line in from transfer switch) (not surge protected)
Breaker B: Air Conditioner / Heat Pump (not surge protected)
Breaker C: Microwave oven receptacle (not surge protected)
Breaker D: Refrigerator receptacle (not surge protected)
Breaker E: Drivers side receptacles (not surge protected)
Breaker F: Inverter Charger (receptacles on the AC line from the inverter / charger would be surge protected)
The only pass-through that would have surge protection would be anything affected by Breaker F. The inverter charger gets power from Breaker F.
At least that is my understanding. Yes, the Tripp Lite offers surge protection but only on items powered by current passing through the Tripp-Lite. I can't see how that would work any other way. Power does not pass through the Tripp Lite to the AC panel. The opposite occurs. Power passes through the AC panel via Breaker F to the Tripp Lite.
Think of your residence. You could have a 200 amp main AC panel for example. Power comes into that panel and is then distributed where needed in the house. You might plug your computer into a Tripp Lite UPS battery backup power / surge device. Your computer is protected from power surge because it is plugged into the UPS battery backup power / surge device. The heat pump or refrigerator in your house is
not protected by that UPS battery backup power / surge device.
To get whole house or whole RV surge protection the surge device needs to be
INCORPORATED INTO or
BEFORE the AC panel, not after the AC panel.
Later models might be wired differently. I don't know if there are any schematics available after 2012.
Someone could confirm this with Tripp Lite tech support if any doubt. We already know by the RT schematics for the 2012 190P that all appliances and all outlets are
not powered by the Tripp Lite.