Peace of mind
By the numbers, extended warranties are like any other insurance, a waste of money if it's not needed, a God send if needed. Whichever your experience will dictate your feelings. It’s an expensive piece of mind for sure. I you have a savings account or don’t mind hitting a credit card for an expensive repair, there you go. If you’d rather have it be someone else's problem and want to roll it into your payments, that would be the answer.
Someone that never needed a fire extinguisher or fire arm probably has opposing feelings to those whom have.
Shop rates and component costs have sky rocketed. If you haven’t had an expensive repair lately, you’re in for a SHOCK!